Investing in Your Future

Taking care of your current and future financial needs can be challenging. That's why we offer the following savings and money management programs:

Profit Sharing and Savings Plan

Our Profit Sharing and Savings Plan lets employees save from 1% to 50% of their pay on a tax-deferred basis in the 401(k) feature of the plan. McDonald's matches eligible employees' contributions with $3 for each $1 of the first 1% of pay they contribute, and $1 for each $1 on the next 4% they contribute. Eligible employees may also receive a discretionary profit sharing match of 0% to 4% based on the first 1% of pay they contribute. Employees are always 100% vested in their contributions and the company matches.

Mc$ave

Mc$ave is a special money market fund for McDonald's employees. Money put into Mc$ave is invested in the Prime Reserve Fund managed by T. Rowe Price.

MCDirect Shares

MCDirect Shares is a direct stock purchase plan that lets employees further build ownership and reinvest dividends in the company.

Credit Union

All McDonald's employees can take advantage of a full range of services available through the Corporate America Family Credit Union.

Financial Planning Services

This program gives employees access to professional financial planning services through Ameriprise Financial or Merrill Lynch.